Day 67

My Dillons Deals

Total Cereal after man coupon $.88

Cheerios Cereal after man coupon $.88

Marie Callender's Dinner after man coupon $.88

Healthy Choice Meals after man coupon $1.38 each

Total $5.40

Day 66

Wednesday, April 29th

5-10 p.m.

$.31 scoop night

Limit 3~ 2.5 oz scoops per person

Participating stores. At some locations, you may also have an opportunity to make a donation to local fire charities.

Day 65

Looking to stay home and make money?

Try Ebay.....the above shoes I purchased at a garage sale for $4.00. They sold on Ebay for $31.00. After Ebay fees I made $24.00.

Click here to see the completed listing.

30 minutes of work....buying, pictures, posting, shipping

Equals working for $48.00 an hour.

Nike is a great seller on Ebay

Day 64

My husband was laid off on Feb. 3rd 2009 and this is his first day back to work......(he is working for Edward Jones.) Praise God!!!! We were prepared and did pretty good. We spent 25% of our savings. Now we will bring our 3-6 month savings back up to $20,000 and then start investing 15% for retirement.

I know I have typed this before, but when saving for your 3-6 months...don't forget to take in consideration that you will have to pay your own insurance. Our Cobra was $1100 a month. We opted to buy our own insurance from Blue Cross and that costs a little over $500 a month.

Be Intense, Work Hard, Be Prepared

and

My husband and I facilitated Financial Peace University and last night was the last class. It was 13 amazing classes with incredible people.

We had a group of 20 families.

Here are the totals as of now from the final class.

$46,879 of debt paid off~ 20% of class reporting

$51,132 saved~ 40% of class reporting

$9,000 of items not purchased because we are all gazelle intense.

Wow! I will update totals as they change.

Day 63

Try a piece of Unfried Grilled Chicken FREE tomorrow. April 27th

Be sure to check if your local store is participating.

Day 62

Dillons everyday bread prices have dropped

I had coupons for all 3.

Total Price for all 3 with coupons~ $4.00

That beats Bread Outlet store prices!

Check if you have the coupons.

Be sure to go through your mail for the JCPenny coupon.

$10 off purchase of $25

Good April 26th - May 10th

Day 61

Two of my favorite money savvy sites. Click here for Freeibies 4 Mom and Click on Money saving Mom and check them out.

Happy Friday!

Day 60

My Dillons Trip

Spent $18.98

Saved $43.23

Capri Sun $.79 after man. coupon

Strawberries $4.99 sale price

Fast Fixin' Chicken 10 packages for $.40 each Click here to see how....thanks Grocery Weekly

Cheese $.28 each~ I had 3 $1.00 of any dairy coupon

Dreamfield Pasta $1.19 coupons.com coupon~no longer available to print

Bertoli Chicken Mean $3.98 after man. coupon

Pilsbury Brownie Mix $.50 each after man. coupons

and the lovely model picked out some mac and cheese $1.19....

and

Yea! Post #60

Hello...Hello....Anyone....Someone.....Reading this Blog Pay off any debt or save any money in the past 60 days????

I would love to add it to the running total :) Leave a comment or email.

Day 59

My Target Trip

Crystal Light

$2.99 each-buy two get one free man. coupon

Final price $1.99 each

Total for 3= $5.97

Electrasol

4.29-2.50 man. coupon=

Final Price $1.79

V8 Fusion

$2.99-$2.00 coupons.com coupon=

Final Price $.99

Aqua Juice

$2.99-buy one get one free coupons.com coupon=

Final Price $1.49

Total for 2= $3.00

Pringles

$1.59x2=$3.18-$1.00 man. coupon-$1.00 target coupon=

Final Price $.59 a can

Total for 2 cans $1.18

Chex Mix

$1.49-$1.00 target coupon=

Final price $.49

Mini Oreos

$1.52-$1.00 target coupon=

Final Price $.52

Dry Idea

$2.00-$2.00 coupons.com coupon=

Final Price Free

Renu Contact Solution

$1.52-$1.00 coupons.com coupon=

Final Price $.52

Axe Travel size Body Wash

$.97-$1.00 man. coupon=

Final price Free plus overage of $.03

My total shopping trip $14.43

Total without coupons $32.91

I heart Coupons :)

Day 58

Today Ben & Jerry’s scoop shops are happily giving away a free scoop of your favorite flavor. Around the world, Scoop Shops are openingt heir doors from noon to 8:00 pm. Please check with your local Scoop Shop for more info! Grab a pal and come have some good, ’scream fun!

Day 57

Our Top 20 ways we became Debt Free

Part One

1. Communication with each other

2. We both read Dave Ramsey's Total Money Makeover Book

3. Adding up our total debt

4. Listing our debts lowest to hightest and paying them off in that order~ debt snowball

5. Coupons

6. Sell our stuff~ebay and garage sale

7. Cash System~ we use cash for groceries, dining, gifts, clothing

8. Still giving

9. Prayers

10. Discipline

to be continued......

Day 56

Free reusable bag!

April 19th 2009

Quantities limited, no rain checks

My favorite coupons.
Capri Sun on sale at Dillons for $1.79
final price with coupon $.79
and
Electrasol coupon~ 50% off with coupon, or more if on sale

Day 55

In today's paper PaPa John's is offering 1-single topping large pizza for $5.99 carry out and today only (Saturday, April 18th). Double your toppings for $1.00 more. This is for the Wichita, Andover, and Derby area.
thanks....Joyce

Free boxes of Green Giant Vegtables at Dillons

Click here to print~ You can print 2 coupons.

One sale for $1.00~ coupons double to $1.00

Plus you should have man. coupons~ if you do the boxes will be $.50 a box with coupons.

Day 54

Click here for your nearest bakery outlet. We buy all our bread at our neighborhood location. It saves us a ton of money and I am able to feed my family nutrious bread at great prices. The prices are 50-60% off grocery store prices.....thanks Angela
Click here and enter zip code "44514" to print a buy one get one free Purex Coupon. You must enter that zip and then find the coupon. And I read that it is buy one get one free at CVS this week.

Day 53

New Dillons ad check the Grocery Weekly for the great Dillons deals....thanks Shannon

and

Here are some ideas for making extra money to pay off debt:

~Pamper Pets

~Teach a skill

~Tutor Kids

~Clean houses

~Rent out a room....check out craigslist and nationalsharedhousing

~Give your opionion.... mysurvey123.com

~run errands....domystuff.com

~sell your stuff.....ebay, craigslist, garage sale

any other ideas????? please leave a comment

thanks Pat for help with the list

and

for Wichita Readers

Don't forget today (Thursdays) Walmart will price match bananas at .18 lb, but you have to ask when checking out :-)

.....thanks Annetta

Day 52

Did you know you can print Target Coupons online and match them with man. coupons?

Click here to print them from Target~you can print each coupon one time

and

Click here to print them from Hot Coupon World~you can print multiple times

and don't forget to.....

Watch your register receipts. You can get all kinds of coupons and offers on them.

Free Deodorant at Target!

Target has Dry Idea on sale for $2.00. Click here to print a $2.00 man. coupon.....thanks MoneySavingMom

Day 51

click here for to sign up to print Johnson coupons.....thanks Heather

From April 16-19:

Taco Bell: 49 cent beef tacos; crunchy only; no limit; no coupon necessaryfor discount.

Pizza Hut: $6.99 large 1-topping pizza; no coupon necessary for discount.

Blockbuster: $1.99 new release rental; free favorites rentals; no coupon necessary for discount.

All of these are for Wichita, but some are only available in certain metrotowns (for example, taco bell not in Clearwater, but pizza hut yes...and others)......thanks Rebecca

Day 50

Free Redbox code for 4/13 is J89LA2

Click here to find the nearest location.

Click here for the only printable Walgreens list.

Did you load the new cellfire coupons yet?

Day 49

How true the below verse is. What a great reminder to above all else seek the Kingdom of God. Whether you are climbing your mountain of debt, find yourself with no job, or are already debt free to always seek God first. As we struggled through our mountain of debt, found ourselves laid off, and praise God employed again, it is seeking God above all else that sustains me day in and out. And on this Resurrection Sunday I am in 'awe' of my God that died on the cross and rose 3 days later.
I choose Christ because I believe when He stayed on that cross my name was on His mind, your name was on His mind. And in those trying times in life I know I can rest in the nail pierced hands....the hands that stayed on the cross for me.

"...your heavenly Father already knows all your needs. Seek the Kingdom of God above all else, and live righteously, and he will give you everything you need." Matthew 6:32-33
Happy Resurrectin Sunday!
and don't forget no coupons in the paper, take this day to praise our AWESOME GOD.

Day 48

Click here to print your coupon for 6 free wings. Not valid on boneless. Expires April 30, 2009
Super Doubles is almost here. April 19 - 25. Coupons up to $2.00 double (that means your $2.00 doubles to $4.00.)

Remember to check with your local store for participation.

Day 47

good deal at Walgreens...... It wasn’t in the ad, and it wasn’t marked on the shelf, but I saw on their sign outside that Red Baron pizzas were $1.99. They’re regularly $4.99 at Walgreens, and Aldi’s frozen pizzas are $2.50.....thanks Becky

Ebates

be sure the next time you make an online purchase you sign up for ebates.

Ebates has over 900 merchant parnters that pay you for your business.

I just checked my account and I have a check on the way. I most recently received 3% back by signing in on ebates.com and making a purchase on ebay.

Day 46

Great Tips from Awesome Readers!

I just bought 4 cans of Pringles (the large cans) for $3.45 (incl.tax) They were $1.50 at Dillon's plus my .50 from P&G eSaver and I had two $1 off coupons from the paper.
Also, you may have heard of the magazine 'All You'. Well I ended up with a subscription from a fundraiser and was thrilled at all the coupons inside! The BEST one was the FREE Rimmel Curves Mascara ($6.47). My subscription is out and I thought today to see how much it costs at Wal-Mart (2.49), then I checked out the list of coupons inside before I bought it (usually in the last few pages of the magazine) and there it was, the FREE Rimmel Mascara AGAIN! So, I got it (April 17th issue) because the freebee pays for the magazine AND you get 50 more coupons inside! Woohoo!!!

"Click here for 2 Free Preview issues. I just signed up for mine.....Thanks Renee"

I wanted to share this bargain. I was in Target and saw a bunch of Clinical Protection Dove deodorant for $3.98. If you go onto the Dove website, you can print off a $2.00 off coupon, dropping the price to $1.98! It normally retails for $7.99. I got 3@3.98=$11.94-$2 coupon=$9.94, barely more than the regular price.

"Click here to print coupon~I was able to print two.....Thanks Christie"

Please share any deals....email me or leave a comment!

Have a Great Thursday!

Day 45

My Walgreens Trip

Total out of pocket $1.23

How?

Colgage toothpaste $3.50-$.75 man. coupon=$2.74

You will be given a $3.50 Register Reward for buying the toothpaste to use on your next purchase.

Razors=$6.99x2=13.98-$2.00 Walgreens coupon-$2.00 Walgreens coupon-$6.99 Buy one get one free Schick razor man. coupon-$1.00 off 2 shick man . coupon-$3.50 Register Reward

One a day Vitamin Powder Free after rebate

Total with out Coupons~$18.97 Click here and read this

From the mouth of my husband "Crazy. Just use cash, and you will not be tempted to put McDonalds on your CC. You don't deserve a break today! Take your lunch."

Click here to receive your free sample of Huggies Pure and Natural Diapers along with a valuable coupon.

Day 44

This one of the Dillons buy 3 Proctor & Gamble products~save $3.00

Tide on sale $11.99-P&G .50 esaver coupon-.50 man. coupon(doubles)-$1.00 buy 3

Total Price $9.49

Gillette 2-1 shampoo on sale $3.79-$2.00 man. coupon-$1.00 buy 3

Total Price $.79

Gillette Body Wash/Shampoo on sale $3.50-$2.00 P&G esaver coupon-$2.00 man. coupon-$1.00 buy 3

Total Price Free overage of $1.50

There are many combinations~this is just one example.

Hurry sales ends today~well sometimes they run the sale a couple of weeks in a row~but don't know for sure!

Hint: Most Dillons accept expired coupons up to 2 weeks~be sure to double check that with your local Dillons.

and here is another example of loading Electronic coupons on your Kroger (Dillons) card and matching them with paper manufacturer coupons.

Betty Crocker 80 calorie Potatoes $1.00-$.35 shortcuts coupon-$.35 man. coupon(doubles)

Total Price Free overage $.05

Yoplus Yogart $2.69-$1.00 shortcuts coupon-$1.00 man. coupon

Total Price $.69

Dillons is not the only participating grocery store to accept Electronic Coupons Click here and here to see if your store participates and for those of you with a Kroger or Kroger-affiliated store click here

Day 43

Getting your grocery budget under control can be hard to do. But it can be done with planning and coupons! Sit down and plan your meals for under $6.00 a meal. We have 5 people in our family..... the below meals are examples of meals for under $6.00. Most of the time we even have enough left overs for lunch the next day. If you purposefully plan your dinners for $6.00 and under it will do miracles for your budget!

Marie Callender Lasanga $2.24

Cutie Orange $.99

Salad, cheese, dressing $1.50

Wheat Toast $.42

Total Meal $5.15 for 5

Hamburger and Turkey Meatballs $2.50

Fresh French Fries $1.00

Salad and Veggies $1.50
Corn Free

Total Meal $5.00 for 5

Egg Drop Soup

Chicken Broth Free

Green onions $.49

Chicken $1.00

Eggs $.42

Fruit $1.50

Total Meal $3.41 for 5

Sausage $3.50

Fresh Pineapple $.50

Crescent Rolls Free

Corn Free

Potatoes $.20

Total Meal: $4.20 for 5

Spinach $1.99

Chicken $3.32

Other Veggies $1.00

Salad Dressing trivial amount

Total Meal $6.31 for 5

Spinach and Parmesean Noodles $.50

Carrots $.50

Teriyaki Chicken $3.32

Seasoning $1.00

Wheat Bisquits Free

Total Meal $5.32 for 5

Wheat Bisquits Free
Turkey Sausage $1.00
Eggs $.84
Cheese $.50
Grapes $.50
Total Meal $2.84 for 5 Crust $1.00

Apples $3.00

Cinnamon, Flour, Sugar Trivial

Total Dessert $4.00 for 5

Total Cost for 7 meals and one dessert $36.23.

I spent the rest of my $60.00 a week grocery budget on breakfast, lunch, snacks, and health and beauty items.

and for Wichita Readers:

The McDonalds located at Tyler and Central on the West side has a construction special on Monday nights from 4-8

Hamburgers $.49

Cheeseburgers $.59

For busy Monday nights....it keeps us well under the $6.00 for dinner.

Day 42

{I have an amazing friend, her name is Tina.} She has always been responsible with her money and always been debt free. She is the reason I am able to write this blog. About 3 years ago, in tears and in my freak out state I asked permission from my husband if I could sit down with her and see if she could guide us in the right direction with our finances. She sat me down.... gave up a couple hours of her day.... and point blank said I can't help you unless you get rid of some of your payments. She helped me write a budget and sent my on my way. {Boy did she help me!} {She was my accountablilty partner.} After lots of prayers, tears and freak out sessions, my husband was on board and we knocked out $48,000 of debt in a little over 18 months. God used Tina in my life to forever change our family tree. Tina....I will forever be grateful to you for being a true friend and having the courage to give me a wake up call. Do you have a {"Tina"} in your life?

The whole point of my story is find an {accountability partner.} If you are single find a friend who is wise with their finances. If you are married, your spouse. If you know me or not....I would be honored to help you get on track. I am just an email or phone call away. Ask away!

Day 41

Dillons Deals

Wheat Thins

On Sale for $2.00-buy one get on free man. coupon-$1.00 off two boxes man coupon

Final price $.50 a box

CapriSun

On sale $1.79

$1.79-$1.00 dillons man coupon (dillons sent me 2 $1.00 caprisun coupons, you may or may not have)

Final price $.79 a box

Tip: Keeping a box of juice pouches in the car can be a money saver. Next time skip the drive-thru with thirsty kids and pull out the juice pouches.

Guest Post~

by my money savy friend.

My favorite money saving tip is your public library!

Hours of great entertainment can be found there for free.
Activities and classes for all ages.
Great books to read and stimulate the brain and imagination.
Movies to check out instead of rent.
Music and audio books for your listening pleasure. Think about your next road trip.... Listen to that book you've been wanting to read.
Our local library has the card catalog online. I can go online and check for the item I am hoping to check out and see if it is available.
Most libraries also participate in inter-library loans. If they don't carry the book, they will contact other libraries to see if they do. Your loan time might be a little more restrictive and you might have to wait a little longer, but it is FREE!!
While at your local library stop and see if they have a copy or two or three of THE TIGHTWAD GAZETTE
An absolute must read. A compilation of their issues over the years on frugality.
It will stimulate your creativity and get you thinking of new ways to save money.
Think you are already frugal, just read one of the volumes of THE TIGHTWAD GAZETTE and see what new ways to save you can learn. Just so you don't think this is dry reading, there will be many things to chuckle over. Things you might say NO WAY to, and yet others that make you go hmmm, and ahhhh over.

Just remember to return your library treasures on time to avoid late fees.....thanks Heather

She is so savy she sells on ebay, hop on over and check out her ebay here.

Day 40

For Wichita Readers:

11444 W. 21st St. N. * Wichita, KS 67205 * 316/749-1111 ph *

Evangel Assembly of God is having their annual Easter Egg Hunt SaturdayApril 4th. This is the largest egg hunt in the city of Wichita. Registration starts at noon and the hunt begins at 1 pm. Tons of family fun with 25,000 candy eggs, many prizes, free hot dogs/pop, and Meyer Petting Zoo. This is an event for the entire family and is free to everyone.

For Everyone:

The Bread Breakthrough’s fuss-free recipes include Neapolitan-style pizza, pull-apart rolls, streusel coffeecake, delicious breads and a bread-making gift kit. You’ll also receive tips for homemade baking success. To order today, click here

FREE: No shipping and handling fees through April 30, 2009......thanks Rebecca

Day 39

Click here for to load new coupons on your Kroger (Dillons) card

Gamblers Anonymous
by Rodger Thompson

Many of us who would not think of participating in the vice of gambling belong to a secret society I am calling "Gamblers Anonymous." No it is not a twelve step group for addicted gamblers, although many of us are probably addicted. I am talking about those of us who live on consumer credit. If you think about it, consumer credit is really a gamble. When we swipe that credit card or sign the loan papers for that new car, we are gambling on the chance that we will continue to be gainfully employed until we get the thing paid for. When we live just one paycheck away from being destitute we don’t like to think about all the things that could happen to take away our paycheck.
The present economic downturn in the nation has begun to come home to roost here in Wichita with thousands of layoffs. Compound that with inflation, the ever present possibility of a medical crisis or a disabling accident or any one of a dozen other things that could strip us of our earning power, and suddenly we are faced with serious financial dilemma.
The Bible warns us about living off of debt.
Proverbs 22:7 (NIV)
The rich rule over the poor, and the borrower is servant to the lender.
The Financial Peace University with Dave Ramsey that meets here every Sunday afternoon at 4 pm is challenging many of us to eliminate debt and prepare our finances so we can face whatever might come with peace of mind. If we say we are trusting in the Lord to
provide for us it only makes sense that we would want to follow what he says in the Bible. The time to act is now. Anonymous gamblers, let’s come out of the closet and put our debt habit behind us forever.
Yours for financial peace, Rodger

Rodger is my pastor. He is an amazing man of God.

We hope to soon have summer dates for the next Finacial Peace University.

NorthWest Christian Church 10850 W. 21st North • Wichita, KS 67205
Sunday School: 9:00 am
Fellowship Time: 10:00 am
Worship Service: 10:30 am

Day 38

Two more great sites I like to print coupons from....

Check them out.....

here
and
here

Geez it seem like today that we all know someone who has lost their job or it is yourself in that boat. Walgreens is offering free healthcare visits for our past, present, and future patients, and their families, who lose their jobs and are uninsured. Be sure to check this link out to see if your Walgreens is participating.
The kicker is.........individuals qualify if their job loss is March 31, 2009 and after.

Pass this on if you know someone in need.

and

Anyone, Anyone out there that has paid off any debt in the last 38 days???? I would love to add your amount to the total amount of debt paid off in the top right corner of the blog.

Email me cav11402@gmail.com or leave a comment with your amount paid off :)