Day 156

Earlier this year the above child of mine cut my daughter's hair. I mean he cut all of it! It is growing out slowly but in the mean time we are taking her to get the back cut and stacked to keep the mullet look away.

I take her to Great Clips. A childs hair cut cost $10 but if you bring in your previous receipt you save $2.00.

Can't beat a $8.00 hair cut.

Day 155

I love children's consignment sales. It is great one stop shopping. The prices are a tad higher than garage sales but very convenient to have the wide variety in one stop. One of my favorites is Just Between Friends. It is a franchise so check it out to see if the sales are held in your city.

For Wichita Readers:

Mulberry Bush Consignment is having their sale right now! I stopped this morning and found a couple treasures.

and don't forget Saturday many items are half off from 8-12

Back to School Sale

Dates: July 30 - August 1, 2009

37th and Maize

Day 154

Click here to check out the $4/4 selected P&G products at Dillons

and then head on over to.......

the P&G eSAVER site to load their coupons on your Dillons card.

Matched with a man. coupon there should be some pretty good deals. Just click on the above picture to load.

I have not had time to make my list for Dillons...but will share my savings.

Happy Savings!

Day 153

Click on the above box of Cheerios to load a high dollar Cellfire ecoupon to your Kroger (Dillons) Card

$1.00 off one box Honey Nut Cheerios matched with a sale and it would be a great deal.

and be sure to load the other ecoupons while you are there.

Day 152

Another part cleaning up our financial disaster was making a will and making sure we had enough life insurance.

I feel at peace that our children will be taken care of if something would happen to us. It is all written out in our will and the life insurance money would take care of them.

We had a local attorney draw up our will but you can click here and here to see who Dave Ramsey recommends for both making a will and life insurance.

Do you have a will and enough term life insurance????

Day 151

What we cut to find that Extra Money when we decided we wanted to be debt free:

Cable $60

Stopped Eating Out $100

Cell phone (we only have one...and I may be the last one on earth to not text...we just have basic cell phone features) $60

Clothing (garage sales) saved $50 a month

Sold Truck $500 payment

Grocery Budget (started using coupons, cash and a list) saved $300 a month

Savings every month= $1070

Now tell me that did not help pay some debt off :)

and you know something we are now debt free and we don't miss any of it and still do not have cable, just one cell phone, eat out only occasionally, and drive our paid for cars.

Day 150

Ebates

If you not yet signed up for ebates you must. In the mail I received a $10 Target Gift Card from ebates in hopes that I would share about them. Indeed I will. I just logged in to see my ebate cash back amount. My check in the amount of $7.30 will be mailed on August 15th.

Everytime you make an online purchase check to see if your online store is part of ebates and you will get cash back on all your purchases. How easy is that?!

and best of all you will receive a $5.00 signup bonus!!!!

That is free money :)

Day 149

I was at Dillons and found Danimals Yogurt with the instant $1.00 off coupons on each package.

Regular price $2.69 on sale for $1.88-$1.00 instant coupon

Final Price $.88

one day late....shoot

Good excuse though. I went with 2 great friends to a movie and then out to ice cream and time got away from me.

Day 148

Free, Free, Free, and more Free

Dillons (Kroger) each on sale for $1.00

I had 3 Crest man. coupons that doubled to $1.00

and a Oral-B $1.00 man. coupon.

Day 147

Back to School Tax Holiday?

Read here about the proposed tax holiday in Kansas

and research if your state has a back to school tax holiday.....thanks Heather

Day 146

Click here to print

Day 145

This is the last day to share a pint of Starbucks ice cream with a friend.

If you are on facebook search free starbucks ice cream.

I shared with my ice cream loving hubby and received a coupon in the mail.

and then treated him :)

Day 144

Make your Own Laundry Detergent

.....thanks Heather

*1/2 bar of Fels Naptha soap (or 1 whole bar of Ivory soap)

*1 cup Borax

*1 cup Washing Soda

*1 TBS. GlycerinGrate the soap.

Heat on stove in 8 cups of water until melted. Simmer a few minutes to make sure the soap is thoroughly melted. Stir in remaining ingredients until all are dissolved. Add enough cold water to make 2 gallons. (I use a 3 gallon bucket to add the hot and cold mixture and then use a funnel to pour final product into a 2 gallon laundry jug).You will need to shake the jug before each use.

I am kinda of a laundry detergent snob. I always use Tide and stock up when it is on sale. But I did smell my friend Heather's laundry and it smelled pretty good. She also uses vinager for her fabric softner. Maybe just maybe someday I will give it a try!

P.S. I was told she bought all the ingredients at Wal-Mart.

You can read about Heather's adventure here

Day 143

My Target Trip

HiC $1.99-$2.00 coupon (thanks to my coupon fairy Elizabeth) Free

Eggo Bake $1.50-(2)$1.00 coupons.com coupons= $.50 each

Kashi Waffles $1.99-(2)$1.50 coupons= $.49 each

Finish $3.59-$2.50 man. coupon= $1.09

Total $3.07

Day 142

Alright back to coupon shopping. Thanks to Heather for helping me cut out my huge stack of coupons.

Dillons has the $5 off 10 participating products.

Sobe Life Water $.50 each

SunnyD man. coupon found in All You magazine free

Marie Calendars Al Dente $1.00 man. coupon for each $1.29 each

Sarah Lee Bread $1.49

Chex Mix turtle $.50 shortcuts ecoupon $1.00 coupons.com coupon $.49

other Chex Mix $1.00 coupons.com coupon $.99

Keebler Cookies $1/2 coupons.com coupon 1.49 each

Oscar Myer Ham $1/2 man. coupon $1.99 each

Quaker Granola Bars $1/2 man. coupon 1.49 each

Welchs Jelli $1/2 man. coupon $1.27 each

Sargento Cheese (2) $1.00 man. coupons $1.49 each

Tylenol $2.00 man. coupon $.49

Advil $2.00 man. coupon $.49

**Final Price assumes you purchase 10 participating products and coupons double to $1.00**

Other Great Deals

Kraft Singles $1.47-$1/2 man. coupon Final Price $.97 each

Green Grapes $.99/lb

Kraft Barbeque Sauce $1.08-$1.00 man. coupon Final Price $.08

Day 141

These are my amazing kiddos. We are teaching them at a young age how to handle money. They are the reason we woke up and decided to no longer live paycheck to paycheck and throw our money away at car payments and who knows what else.

I warms my heart to know that we will leave them an inheritance and have changed our family tree.

In this house there is no allowance. If they want money, they earn money. If they disobey they lose money. Kinda of how the real world works :)

On Mondays we sit down with their charts and add up there commisions and then subtract their fines.

Then they put 10% in their give envelope and 15% in their long term savings bank. The rest is theirs!

I want to equip my children to be good stewards of their finances.

So how do you teach your children about money? I would love to hear.

If you have read this blog for any amount of time you already know I am a huge Dave Ramsey fan. You can click on the picture to see the system we use to teach our kids.

We only bought it because we were able to purchase it a great deal....thanks Janet

Day 140

Free Portrait Package A portrait package consists of one 8x10, two 5x7's and eight wallet sized portraits of the same image. Not valid on existing orders, portrait sheet reprints, enhancements or special orders. Offer valid in-studio only. Coupon cannot be used in combination with this or any other offer and must be presented at time of session/purchase. Limit one coupon redemption (this or similar offer) per person (individually and/or as part of a family/group). Limit one offer per family/group during event period dates (07/08/09 - 07/25/09). Offer expires 07/25/09. (C) 2009 The Picture People. All rights reserved. Click here for more info......thanks GibsonTwins

Day 139

Join us for the B98-FM Listener Appreciation Party!

Saturday July 18
8:30a - 5p
Sedgwick County Zoo

Get $2 Admission with your SPECIAL B98 Tickets
With your discount passes you can enjoy an entire day at the Zoo for only $2!*

Discount passes can be picked up at these locations:

Freddy’s West 8621 W 21st Street North (21st and Tyler) Wichita, KS 67205	Freddy’s Plazzio 11525 East 13th (by Warren East Theatre) Wichita, KS 67206
Freddy’s East 310 N Rock Road (South of Central on Rock ) Wichita, KS 67206	Freddy’s El Dorado 1809 W Central El Dorado, KS 67042
Sports Time Fan Shop EAST - Cambridge Market 9747 E. 21st St. Wichita, KS 67206 (316) 264-6655	Sports Time Fan Shop WEST - New Market Square 2441 N. Maize Rd. Wichita, KS 67205 (316) 722-3000
One Day Jewelry and Repair Harry & Oliver 1547 So. Oliver	One Day Jewelry and Repair Maple & West 240 So. West St.

and Rebecca heard on B98 that when the temperature hits 98 degrees you can go to

marble slab and get an ice cream with one mix-in for 98 cents.....thanks Rebecca

Be sure to check your local store for participation

Day 138

If you buy diapers check out the sites below

How to Find Codes

It's easy to find your Gifts to Grow codes!
Inside each package of Pampers diapers or training pants you'll find a small white label with your Gifts to Grow code.

Click here for more info on the Pampers Gifts to Grow Program

Discover the pure bliss of a free sample offer featuring three Huggies®
Pure & Natural Diapers, along with a valuable coupon on your next purchase.

Click here for sample.

Day 137

What is Steep and Cheap?

At Steep and Cheap, we sell premium, core outdoor gear and clothing at prices that are downright criminal. Here’s how it works: Steep and Cheap sells one screamin’ deal at a time until it’s gone. The deals are fat, so they sell out fast. You have to act fast or you’ll miss it, but don’t stress—as soon as one deal sells out, we kick off another. It’s back-to-back deals all day long. This is a fun website. Click here to check it out.....thanks Angie!

Day 136

Two Broke Teachers

.....if you live in the Wichita area you must visit twobroketeachers.com

for your cake, painting and home remodeling needs.

Two Broke Teachers the name says it ALL!

They are the best. Travis painted our house for a great deal and I am really eating Rachel's cake right now. Yummy :)

Day 135

Free BBQ bacon sandwich with purchase of any soft drink

Click here to print your coupon.

Day 134

Free Mocha Mondays

Get a free Sample (7 or 8 ounce) iced or hot Mocha every Monday until August 3rd

Between 7 am and 7pm

Be sure to check your local store for participation

Click here for more info

Day 133

Wanted to share a video about car payments. This video really hit home when we watched it and at the time were paying $1000 a month in car payments.

Today we have no car payments. Yea!

Watch the video here and change the way you look at car payments.

Day 132

If you are a pop drinker be sure to head to Dillons

$2.40 for each 12 pack when you buy 5 sale end 7-7-09

Day 131

You can visit MoneySavingMom for the great deals at Kmart.

Double Coupons up to $2.00

Be sure to check your local store for participation.

Be sure to load the new cellfire ecoupons on your Kroger card. Click on the cellfire link on the right column of my blog.

Day 130

Use the zip 83712 for the following GREAT COUPONS at coupons.com

$.75 off Any Brand Milk 1 gal or 2 half gal White or Choc. Milk

$.75 off/Any Brand Yogurt one (1) 32 oz or four (4) any size

$1.00 off Any Brand Cheese any 2 lbs. or more Cheese (Made in USA) as brick, cube or shred

....thanks Jolynn

Day 129

Finish Line has many shoes on clearance right now.
The above shoes are on clearance for $59.97.

I have been purchasing Nike Shox for a few years because I can turn around and sell them after wearing them on Ebay. Nike Shox are very good sellers on Ebay. My used Shox will sell anywhere from $30-$60.

I also enjoy running in them :)

That means when all said and done when I buy a pair on sale they end up costing zippo or $30 at most.

We have lots of Nike Shox in the house!

Be sure to use the code JULYSHIP50 for free shipping on orders over $50

Day 128

This Independence Day as we celebrate our freedom you can also celebrate your freedom from burgers! Come by Arby's on July 4th and get a Free Roastburger when you purchase any fry. Choose any Roastburger from our New BBQ Bacon Cheddar, our savory Bacon & Cheddar, the tangy Bacon & Bleu or for this special day make in an All-American Roastburger!

Free Roastburger with fry purchase
all day 7/4/09

Day 127

My Better Late Then Never Post

This is a picture of the 4th BRAND SPANKN' NEW vehicle that we purchased.

It cost $38,000 when we bought it in 2005 and came with a hefty payment of $550 a month.

October 2006 enough was enough....we were tired of living paycheck to paycheck!!!!! Throwing away almost $1000 a month on car payments.

We had two very nice vehicles and decided to keep one, pay it off and sell the other.

We said bye-bye to the Ram. We took a loss of $4,000 but $4,000 was sure easier to pay off.

We then bought ourselves a $900 Dave Ramsey car.

Well that $900 car just gave out on us a couple of weeks ago :(

So....

we took our $2500 we had saved for our next car and went car shopping.

Oh the" power of cash"

That is a picture of our $2500

this is the sticker off the van we purchased....$5998.

We saw it marked down on the internet and took a little road trip to check it out.

We took a little test drive and then went into the big fancy building, sat down with the car salesman and said we can offer you $2500.00 cash.

Of course he said that could not be done but he would talk to his "manager"

Of course the "manager could not do it."

I put my purse on my shoulder and said "thank you for your time."

Two more trips to the "manager" and the final price was $2500. $2500 total for everything taxes, and whatever fees they tack on.

Off to the business office to pay.....The businsess guy asked 3 times. Really cash?....like bills?

Yes. Cash.

The power of Cash.

Not enough light for a good picture but this a picture of our $2500 PAID FOR van. (Never thought we would ever own a minivan???!!!)

Will my husband be able to own his dream truck again?

Well of course....it will take a few more years, but it will be paid for in Cash!

God is good and always provides