Day 126

Have an A student? I have one ;) Be sure to bring in their report card into Family Video and for every A they can rent a movie or game for free......thanks Anita

but be sure to check your local store for participation

Day 125

Transfering/New Prescriptions

is a great way to save $.

There were 2 coupons in this Sunday's newspaper.

Get $20.00 in FREE Groceries when you transfer your prescription to Dillons

Expires 8/15/09

FREE $10 Target Gift Card with purchase of any new or transferred prescription

Expires 7/13/09

Day 124

My June Grocery Challenge

Spend only $100??

Good News.....we were very creative and ate every piece of food we had. Our pantry and fridge were so empty that my boys really thought they hit the jackpot when they found Slim-Fast drinks. Seriously that is how empty the kitchen pantry was!

Bad news.....I blew it last week and went over my goal of only spending $100 for the month of June. My total will be closer to $200 but still not bad. My budget is $400 which means that the remaining $200 will be used to start replinishing our 6 monthsh living expense fund that we got into after my husband was laid off. He is back to work and we are working really hard to replinsh the 6 months living account back up to $20,000.

and if you live in Wichita don't forget today is the first day of the Just Between Friends Sale.

Click here for more info.

Happy Sunday :)

Day 123

Today June 27th, 2009

Wichita Goodwill Stores

$1.10 Day on clothing......thanks Christie

Day 122

It seems the older my kiddos get the number of birthday parties increases. To save money I pick up birthday party presents at garage sales. It amazes me that you can find brand new, never opened toys at garage sales and that makes my budget happy!

Next time you stop at a garage sale keep your eyes open :)

Day 121

The Digital Bookmobile is coming to Kansas!
Friday, June 26 – Wichita
Saturday, June 27 – Topeka
The Digital Bookmobile is a high-tech, 18-wheel download experience with instructional videos and interactive computer stations.....thanks Roger

Click here for more info. and find out when it is coming to your state.

Day 120

My produce list for Super Target

Sweet Red Cherries $2.99 pound

Bagged Seedless Grapes $.99 pound

click here for a BOGO Free entree coupon....thanks Rebecca

Day 120

Check out this website here......thanks Janet

Fee-Free Weekends in Your National Parks

Click here for more info.....thanks Rebecca

America’s Best Idea – the national parks – gets even better this summer with three fee-free weekends at more than 100 national parks that usually charge entrance fees*. Mark your calendars for fee-free weekends this summer: July 18-19, 2009 August 15-16, 2009

Day 119

Visit Restaurant.com and use the code DISH at checkout to receive 80% the already reduced gift certificates prices.

Be sure to read the terms and conditions for each different restaurant.

I just purchased (4) $25 of gift certificates for $8.00 :)

After your purchase you print your certificates.

Day 118

Happy Father's Day

Let me tell you I have an incredible Dad! He is a good part of the reason that I find myself debt free today. Growing up he taught me how to save. He has always been a saver, never been in debt and pays cash for everything. He is my role model :) When we hit rock bottom with $48,000 of debt, he is the first person I called. I wanted to live my life as he had taught me. He listened, gave advice and cheered us on. Thank you Dad for loving me, teaching me and guiding me down all the roads of my life!

and

Happy Father's Day to my hubby, you are incredible Dad. The best!

......Off to church to worship the Perfect Father

First Ever JBF All Season Sale in just 2 weeks!!!

Our first ever All Season Sales Event is June 28-30, 2009 (Sunday - Tuesday) at the Sedgwick County Extension Education Center located at 21^st and Ridge Rd. in Wichita, KS.

Click here for more info.

Day 117

I found a great site that offers meals ideas that cost $5.00 or less. Check them out here.

Day 116

Womens and Girls Tanks just $2.00 this Saturday 6-10-09

*5 per customer...while supplies last*

Click here for more info and to hunt for your instore coupon

Day 115

Free Suave Deodorant

Be sure to use your $.50 Suave man. coupon this week at Dillons

$1.00 - $.50 man. coupon (doubled)=Free

I won some coupons and was able to get 9 Suave Deodorants for free

I love free :)

$9.69 added to my June grocery challenge

$87.21 spent on groceries so far in June

Day 114

Before you head to the grocery store, remeber to click on the Cellfire Ad on the right column of my blog to save your coupons to your grocery store card.

~$12.00 worth of coupons available!

~Some coupons have limited availability so take advantage of the new coupons while they last!

~Coupons available for saving until 6/29/09 and will expire on 7/13/09

Available with your savings card for

Baker's

Cala Foods/Bell Markets

Carrs

City Market

Dillons

Dominick's

Fry's

Genuardi's

Gerbes

Hilander

JayC Food Stores

King Soopers

Kroger

Owen's

Pavilions

Pay Less Super Markets

QFC Quality Food Centers

Ralphs

Randalls

Safeway

Scott's Food and Pharmac

Smith's Food and Drug Store

Tom Thumb

and

Vons

Day 113

Click here for Great Kraft Coupons....thanks Bryan

Day 112

www.halfpricedeals.com

Great website where you can buy half price gift certificates....thanks Debi

Day 111

All You Grocery Challenge Sign-Up

Click above to Enter the 2009 All You Grocery Challege

Show off your shopping smarts by spending no more than $25 per family member per week on groceries over a four-week period beginning July 13th, 2009. You could win a$1000 grocery card plus a year's supply of Knorr side dishes. Click here for all the details.

Now that I can do! My $100 June Grocery Challenge is tough for my Family of 5. But the All You Challenge.....simple.....let's do it!

and I have to add $5.00 from my trip to the bread store. It brings my June Challenge total up to $77.52.

Day 110

Vocal Point has 2 great Kashi Coupons

$1.50/1 Kashi Cereal Bars. Click here to print
Click here for $1.50/1 Kashi Waffle. I usually buy mine at Target. Last time I purchased them they were $1.79. Making for a great deal.....thanks Money Saving Mom

Day 109

Click here on Fridays through September for a chance to get a Free* Real Chocolate coupon for your favorite Mars product.

*Limit: 250,000 Coupons per Friday (9:00:00AM ET to 11:59:59PM ET)....thanks Rebecca

Day108

Save $5.00 on your online or instore puchase of $25 or more good 6-10/6-11

Click here for coupon....thanks Heather

and Click here for Walgreens Deals.....thanks MoneySavingMom

Spent $16.86 of my $100 June Grocery Challenge

Day 107

Be sure to click on the cellfire ad on the right hand column of my blog to load GREAT NEW Cellfire Ecoupons to your Kroger card

Yea the winner of The Total Money Makeover Book is: MamaMia

Random Integer Generator Here are your random number: 2 Timestamp: 2009-06-103:24:20 UTC

Day 106

Be sure to sort through your coupons for Double Coupons (up to $2.00) at Kmart. I hear there are some great deals to be had....thanks Clara and Heather

The Wichita Stores are participating this time

Day 105

For my June $100 challenge I went shopping for the first time in June and spent $56.26 at Dillons.

Here is the break down of what I purchased:

Fresh pineapple

Apple Juice

2 dozen eggs

3 loaves of bread

2 California Pizzas

Red Baron Single Pizzas

Digiorno Flatbread Pizza

4 Lean Cuisine Meals

2 packs of fahita seasoning

Whole chicken

6 Lysol cleaners

Popcorn

2 pound hamburger

2 packages of hot dogs

Chex Mix

Danimal Yogurt

Yo-Plus Yogurt

Activa Yogurt

6 Yoplait Yogurts

Country Crock Butter

1 pound deli ham

6 packs of Knorr noodles

Enchilada Sauce

3 Ken's Salad Dressing

Barbeque Sauce

6 Candy Bars

Foil

Weber Seasoning

Ice Cream

2 Country Time

Chapstick

Wing Sauce

2 Kraft Single Mac and Cheese

67 items= $.84 an item

and for some of my favorite deals

Country Time on sale for $2.00 each

$1.50 coupon here

$4.00-1.50= $2.50

Catalina $1.00 coupon

$1.50/2=

Final Price

$.75 each

$2.69 - $1.00 cellfire coupon- $1.00 man. coupon

Final Price

$.69

Ken's Salad Dressing on sale $1.66- $1.00 man. coupon

Final Price

$.66

Easy Mac on sale $1.00 each

$2.00- $1.00 coupons.com coupon - $1.00 cellfire.com coupon

Final Price

Free

Knorr on sale $.87 each

$1.74- $.50 man. coupon, doubled- $.75 cellfire coupon

Final Price

Free plus $.01 overage

Day 104

Be sure to print your Dole pineapple coupon here. You can print it twice. Will make for a great, healthy treat. If you shop at Dillons they are on sale and your coupon will double to $1.00....thanks Heather

as for my June grocery challenge I have not spend one penny of my $100 June grocery budget.....but think I will be grocery shopping soon the fridge is empty!

Day 103

Here is a great question with tips on what to do when you are laid off......thanks Tina

QUESTION: Listener asks Dave to list things they should do when they are laid off. Dave doesn’t have a list, but is happy to give recommendations.

ANSWER: I’d say the first thing you do when you are laid off is you take your severance and put it in a pile and call that your emergency fund. Don’t pay any extra on any debts and stop adding to retirement and college accounts. Do a detailed budget of your household and cut your lifestyle to nothing, so your emergency money will last as long as possible. A lot of people don’t cut their lifestyle because they are already hurting, and don’t want the pain of a cut budget to go with the pain of losing their job.
As far as insurance goes, be on the hunt for life insurance if you had your insurance at the company. For health insurance, get a high deductible health savings account with a low premium.
For a 401k, roll them out directly into an IRA with a direct transfer rollover. If you have them send you a 401k check, they will withhold 20% on you. You only have 60 days to put in 100% of the money, but you only have 80%. Don’t cash out a 401k except to avoid bankruptcy.
Also, don’t be afraid to take part-time gigs to keep money coming in while you are looking for the permanent career change that this represents

Today June 6th, 2009

9 am - noon

Todays Project is a Hardware Sorter

The Home Depot's Kids Workshops offer useful projects including the creation of toolboxes, fire trucks and mail organizers, as well as more educational projects, such as a window birdhouse, bughouse or Declaration of Independence frame kit.The workshops teach children do-it-yourself skills and tool safety, while at the same time helping to instill a sense of accomplishment. Additionally, this fun time allows for quality one-on-one time between adults and children.In addition to the newly constructed project kit, each child receives a kid-sized orange apron, similar to The Home Depot associates' aprons, and an achievement pin.


Bryan is going to take the kids for the first time this morning :)

Day 102

National Doughnut Day:

Free doughnuts from Lamar's, Krispy Kreme and Dunkin' Donuts

Today June 5th, 2009

Be sure to contact your local store to confirm store participation

Click here for more info....thanks MoneySavingMom

and

I was listening to Dave Ramsey on my ipod while I was running jogging and he had a great call. The question was about what order to pay your debt off when you have bad, old debt that is in the hand of collectors

Answer:

Be sure to keep current with your current debtors and pay off from lowest to highest and then when your current debt is paid off.... you then tackle your old, bad debt. And you should be able to settle for pennies on the dollar on your bad debt.

So don't worry about old debt until you tackle your current debt.....thanks Dave

Day 101

Click here for a brand new ecoupon site that offers electronic coupons that can be loaded to your Kroger Card.....thanks freebies4mom

Day 100

My first Giveaway on Day 100...

Is Dave Ramsey's book The Total Money Makeover. This is the book my husband and I both read and listened to that completely changed the way we viewed our finances.

We are very grateful to my Dad who sent us the C.D. version of the book....thanks Dad

If you would like to win a copy of this book leave a comment or email me and leave your email address. I will contact the winner on 6-10-09 by email and ship the book to you! You may enter until 6-9-09.

Yea for day 100!!!

Day 99

SONIC has Free 10 oz Root Beer Floats

Wed. June 3rd, 2009

8 p.m. - Midnight

Click here to find your closest Sonic

Day 98

Alright it's a new month.....

As you know we already live on a budget but for the month of June my challenge for myself and my family is to only spend $100 on groceries and health and beauty. Can it be done?? My usual budget for the month is $400.

It's time to get creative and put the extra $300 in savings.

Since my hubby is back to work after being laid off we are going to be gazelle intense to build back up our 6 months of living expenses savings account.

I will keep you posted on how we spend the $100.00

Anyone up for the $100 challenge????

Come on.... you can do it :)

and if you like tea click here for a free sample of Yogi Tea....thanks Bryan