Did anyone beside Heather...notice I transposed numbers and today is really Day 356 and not 365??? Darn...I hate when my human side kicks in.
So how do you stay out of debt???
Here of some things we do to ensure we NEVER GO BACK INTO DEBT:
1. Put a name to every penny of every paycheck by using a written budget
2. Save for upcoming expenses
3. I go down once a week to enter transactions into Quicken
4. Use the envelope system
5. Never use a credit card...do not even have 1 to my name
6. Big purchases must be paid for in cash.
Alright...back on track more tips and deals to come :)