Day 309

Check out Dillons all new digital coupons here

Day 308

Dillons has extended their P&G Sale for another week

Buy $25 of participating Proctor and Gamble and save $5.00...no limit to savings

Above is what I purchased: (most of my coupons were from this past Sunday's P&G insert)

Walgreens also has a similar P&G sale this week.

Tide:

Coupon used: $1/1 manufacturer coupon

Price after coupon $11.00

Tampax:

Coupon used: Buy One Get One Free

Price After Coupon: $2.75 each

Old Spice and Secret Deodorant

Coupons used: Buy 2 Old Spice Deodorants Get One Secret Deodorant Free, $.25 Secret doubled to $.50, and $1/2 Old Spice and $.50 esaver coupon found here

Price after coupons $1.63 each

Charmin

Coupons used: $1.00 esaver coupon found here and $.25/1 doubled to $.50

Price after coupons $8.50

Crest

Coupon used: $1/1 manufacturer coupon

Price after coupon $1.50

Red Zone Body Wash

Coupons used $1/2 manufacturer coupon

Final Price $3.00 each

$5 off $25 applies to total before coupons

My total before coupons was $53.96

My total after coupons was $37.40

My total after the $10 savings was $27.40

That equals out to be only $2.74 for each item I purchased

Day 307

New cellfire ecoupons out today. Load them all here!

Just today I had a surpise when I checked out at Dillons. I used an ecoupon that I forgot I loaded and saved $.65

Day 306

A Great Website dedicated solely to children’s items.

Great place to buy or sell.

Check them out here.

Day 305

Heads up...I will not have time to show what great deals I find on Proctor and Gamble products before the sale is over....so head over to Dillons with your P&G coupons

Dillons ad is good 12-27/12-29

When you purchase select Proctor and Gamble items you save $5 off $25

Be sure to your P&G Electronic ecoupons are loaded on your Dillons card. You can load them here.

Day 304

Have an Old Navy Gift Card??

Old Navy after Holiday Sale

60% of Winter Styles

Starts 12-27-09

One week only

Day 303

Today in the town of David a Savior has been born to you; he is Christ the Lord. Luke 2:11

Merry CHRISTMAS

Easy tip for today.....make sure you make time once a week to go over your finances. Even though today is Chirstmas...Friday is my day to make sure everything is entered in Quicken and updated.

Day 302

Click here to print your FREE Fresco Taco from Taco Bell.....thanks to moneysavingmom

Day 301

Dillons has many health and beauty products marked down.

This is just one example of a great deal

Original price $7.59

Marked down to $4.59

Use your $2/1 coupon

Final price $2.59

many Cover Girl products are marked down also...

for example foundation is marked down to $2.49 and you can use your $1/1 coupon for a Final price of $1.49

Day 300

Dillons Deal

Final Price after $1/1 manufacturer coupon= $3.99

Saved $3.00 with sale price and coupon

Day 299

$.88 Quaker Cereal at Dillons

I had $1/1 quaker coupons that came from the inside quaker oatmeal boxes. Great Price!

Day 298

Take a small break and read the following.

No Money Saving Tip Today, Just a Great Reminder.

Merry Chirstmas, Dara

It has come to my attention that many of you are upset that folks are taking My name out of the season. How I personally feel about this celebration can probably be most easily understood by those of you who have been blessed with children of your own. I don't care what you call the day. If you want to celebrate My birth, just GET ALONG AND LOVE ONE ANOTHER.

Now, having said that let Me go on. If it bothers you that the town in which you live doesn't allow a scene depicting My birth, then just get rid of a couple of Santas and snowmen and put in a small Nativity scene on your own front lawn If all My followers did that there wouldn't be any need for such a scene on the town square because there would be many of them all around town.

Stop worrying about the fact that people are calling the tree a holiday tree, instead of a Christmas tree. It was I who made all trees. You can remember Me anytime you see any tree. Decorate a grape vine if you wish: I actually spoke of that one in a teaching, explaining who I am in relation to you and what each of our tasks were. If you have forgotten that one, look up John 15: 1 - 8.

If you want to give Me a present in remembrance of My birth here is my wish list. Choose something from it:

1. Instead of writing protest letters objecting to the way My birthday is being celebrated, write letters of love and hope to soldiers away from home. They are terribly afraid and lonely this time of year. I know, they tell Me all the time.

2. Visit someone in a nursing home. You don't have to know them personally. They just need to know that someone cares about them.

3. Instead of writing the President complaining about the wording on the cards his staff sent out this year, why don't you write and tell him that you'll be praying for him and his family this year.

4. Instead of giving your children a lot of gifts you can't afford and they don't need, spend time with them. Tell them the story of My birth, and why I came to live with you down here. Hold them in your arms and remind them that I love them.

5 Pick someone that has hurt you in the past and forgive him or her.

6. Did you know that someone in your town will attempt
to take their own life this season because they feel so alone and hopeless? Since you don't know who that person is, try giving everyone you meet a warm smile; it could make the difference.

7. Instead of nit picking about what the retailer in your town calls the holiday, be patient with the people who work there. Give them a warm smile and a kind word. Even if they aren't allowed to wish you a "Merry Christmas" that doesn't keep you from wishing them one. Then stop shopping there on Sunday. If the store didn't make so much money on that day they'd close and let their employees spend the day at home with their families

8. If you really want to make a difference, support a missionary-- especially one who takes My love and Good News to those who have never heard My name.

9. Here's a good one. There are individuals and whole families in your town who not only will have no "Christmas" tree, but neither will they have any presents to give or receive. If you don't know them, buy some food and a few gifts and give them to the Salvation Army or some other charity which believes in Me and they will make the delivery for you.

10. Finally, if you want to make a statement about your belief in and loyalty to Me, then behave like a Christian. Don't do things in secret that you wouldn't do in My presence. Let people know by your actions that you are one of mine.

Don't forget; I am God and can take care of Myself. Just love Me and do what I have told you to do. I'll take care of all the rest. Check out the list above and get to work; time is short. I'll help you, but the ball is now in your court. And do have a most blessed Christmas with all those whom you love and remember :

I LOVE YOU,

JESUS

Day 297

Internet Drug Coupons Site

Click here for hundreds of coupons for prescription and non-prescription drugs and medicine for pets....thank you Heather

Day 296

Cutie California Clementines 5 pound box on sale at Super Target until 12-20-09

for $4.99

Use your $1.00 manufacturer coupon

Final price $3.99

Day 295

Where is your Thermostat Set?

We keep ours at 69 degrees in the Winter.

My goal is to decrease it to 68 degress.

Bet my family does not even notice ;)

1. When you’ll be out for an evening, turn down the thermostats. If you’ll be away for a weekend or more, lower the thermostats to 55 F. You’ll save on heating without risking a freeze-up of your water pipes.

2. Whenever you can lower your thermostat dramatically for a few days or more, you’ll save a little on the operation of the refrigerator and freezer, which won’t need to work so hard to maintain their cool.

3. How low can your thermostats be set? At our house, we’ve gotten accustomed to 68 F as a comfortable norm. Reduce the heat just 1 degree at a time and try it for a week. Each 1-degree drop for an eight-hour period reduces your fuel bill percent. Gradually, you might be able to down 3 or even 4 degrees comfortably and save a chunk of money.

4. Try turning down the thermostat 5 to 10 degrees at night, and then turn it up again in the morning when the coffee is brewing. If you can get used to that, you’ll save 5 to 10 percent of your heating bill.

Once common myth is that when you reduce the thermostat for only a few hours it will take more heat to bring your home back up to the desired temperature. This is not so. You will save money and fuel because your heating system will not have to keep your home so warm. You will use less energy overall even when you warm up your house from a cooler temperature.

5. For greater ease and comfort, install a programmable set-back thermostat. They are available for most gas- and oil-fueled central heating systems. In this way, you can have the heat turned up before you get up in the morning and lowered just as you get into bed. You may not even notice that you are setting back your thermostat. Most of these thermostats come with two setbacks. Therefore, you can also set back the thermostat for the hours when people are in school or at work.

6. Some setback thermostats have different setbacks for weekends. If you frequently forget to setback your thermostat, the programmable setback thermostats will be a great investment. Even if you are already pretty good at remembering, these devices can frequently enable you to set back the thermostat a few extra degrees, providing you with additional savings.

7. If you heat with electricity, you can take advantage of the individual room thermostats that make it possible to shut off unused rooms and to have cool settings in some rooms and warmer settings in others. Using this feature of electric heat will definitely reduce your fuel bills. If you have a thermostat that controls a relatively large area, you should still consider a setback thermostat. You will need an electrician for this installation.

8. Do you need to talk yourself into a lower thermostat setting? Here’s an argument. Your plants are healthier in the cooler air. The health of your plants isn’t in the same league with your personal comfort? All right, you’ll be healthier in the cooler air. Your body will burn a few more calories keeping you warm, thereby helping you to lose weight and improve your general health. Besides, if you’ve already insulated and tightened your home, you will probably be just as comfortable at lower temperatures.

9. When it’s time to open the windows for a little fresh air in the spring, remember to turn down the thermostats. Those cool breezes that feel so good will send your furnace on a fuel-burning rampage unless the thermostats are reset.

10. Planning a party? Turn the thermostats down. Each guest is the equivalent of a 175-watt heater, and a large group will warm up the place without the furnace or the heating units in operation.

Day 294

ACM26

Rent a DVD with the Code above

FREE FOR FIRST NIGHT

Day 293

New Ecoupons now on Cellfire. These coupons are available for saving now through December 31st and must be redeemed by 1/11/2010. Nearly $30 in savings!!!
New favorites like Nestle Toll House Morsels and Cheerio's.

Load them all here!

Day 292

I sat with a friend and her box of bills for the most of the day yesterday.

It took hours to go through. Bills were late, her phone was turned off. Her water is scheduled to be turned off. She has been flying by the seat of her pants for years. She has no clue where her money is going and why she has nothing.

Finally we figured out who she owed and how much and then we took out the bank statements to mill over.

Problem solved. She has everything automatically drafted from her account and had signed up for the automatic overdraft protection.

Well when you have a tight budget, living paycheck to paycheck and do not have a cushion in your account....just the smallest mistake can cause you to overdraft. The huge $30 convince fee to cover everytime you overdraft can add up to $100's of dollars.

Lesson learned for her the hard way. Remember that lovely convinence fee? It ate up her whole pay check. Not so convient!

Tip: If your budget is very tight...it is best that you pay your bills when you are ready and not use automatic withdrawl. It would of been better for her to pay the late fee with the individual companies, chose to pay the utilities and mortgage and wait to pay credit cards. Because now she is in the situation that utilities are being shut off.

Lesson Learned the Hard Way

Day 291

Just in case you are not done Christmas Shopping...

Here is an online code for jcp.com

$10 off a single purchase totaling $25 or more

BJOLLY25

Day 290

In this house my kids know we like to save money and not spend it. My 3 year old walks around with coupons in her purse. My 5 year old has a hard time when his Auntie takes him to the store and tells him to pick out anything for his birthday...because everything is too much money. My 9 year old cries at school when he breaks his glasses because he does not want me to have to spend the money to replace them.

I explain to them over and over that we have thousands of dollars in the bank... and we chose to save our money and that they never need to worry because their every need...not want will be met.

This happens around town all the time....I run into a friend or an acquaintance and they pull out their coupons to show me or promise they are paying in cash.

I am officially the Money Police!

Because we are debt free and still very focused to meet our next saving goal, once in a while we treat ourselves!

Last night we went to dinner and took our kids to the movies and spent a pretty penny. And it was okay. We are debt free, have 6 months savings, and saving for retirement.

But let me be clear during the 18 months it took us to pay off $48,000 we were INTENSE and did not treat ourselves ;) And it was all worth it!

Day 289

If you love Christmas Music....

Click here for FREE iTunes Holiday Sampler

Day 288

Another use for vinegar:

Use instead of expensive Dishwasher Rinse Aid

I tryed it and it really works. No water spots!

Another money saving tip.

Day 287

FREE SHIPPING SITES

Kohl's Free Standard Shipping when you spend $75

Kmart Free shipping on Toys $49 or more

Sears Free Shipping on Toys $49 or more

Target Free Shipping on when you spend $50 on over 125,000 items

Toysrus Free shipping on order $49 or more

Amazon Free Super Saver Shipping

be sure to check out retailmenot.com to check for online codes when online shopping

Day 286

Gillette Body Wash on Sale at Dillons Buy One Get One Free

Manufacturer Coupons used:

(1) Buy Gillette Body Wash Get Deoderant Free

(2) $1.00/1 Gillette Body Wash

Final Price $1.50 each

Day 285

On sale at Dilllons for $1.00

use $50/2 manufacturer coupon (doubles)

Final price $.50 each

Day 284

On sale at Dillons for $1.00

Free after $.50/1 manufacturer coupon (doubled)

Day 283

Manufacturer Coupons Used:

(2) Buy one Olay Quench Body Wash Get the Lotion Free

(1) $1/2 Body Wash (Expired 11/30/09, but Dillons takes expired coupons up to 2 weeks)

Final price $3.00 per bottle

My general rule of thumb: pay only $1.00 for lotion and body wash but Quench is my favorite and it was over 50% off.

Day 282

Manufacturer Coupons Used:

(2) Buy One Get One Free Nivea Lip Balm

(1) Buy 3 Nivea Lip Balms Get One Nivea Lotion Free

Walgreens Lip Balm priced at $.99 each (12-05-09 is last day of sale)

The above would cost only $2.00

Dillons Lip Balm priced at $2.69

The above would cost $5.38

Great Deal the lotion it self cost over $6.00

I am this would also be a great deal at Wal-Mart

Day 281

It's that time again...New Cellfire ecoupons!

Load them all here.

Looks like a handful match up with the 50% off one day only sale at Dillons TODAY 12-3-09.

LOAD THEM ALL!

Day 280

More Walgreens Deals

Quaker Pancake Mix

$2.50

$2.00/1 manufacturer printed from coupons.com awhile back

Final price $.50

Dawn Soap

$.99 with in store ad coupon

$.75 manufacturer coupon (from P&G insert 11-29-09)

Final price $.24

and a BIG thank you to Michelle for sharing the following:
I just thought that I would let you know that I found some AWESOME produce deals at Target today. They had 4lb boxes of Honeycrisp apples for $2! Those are normally $2+ per pound. They also had sweet potatoes for $.25 per pound. Broccoli and Cauliflower were both $.75 per package and there were some packages that were larger than the packages that you can get at Aldi's for $1.

Day 279

Walgreens Register Reward Deals

Quaker Oatmeal

$2.50 each

$1.00/2 manufacturer coupon

$2.00 Register Reward

Price after coupon and Register Reward $1.00 per box

Oral B Floss Picks and Toothbrush

$2.50 Floss Picks Tootbrush $2.79

$.75 manufacturer coupon and $1.00 manufacturer coupon

$2.00 Register Reward

Price after coupon and Register Reward Floss $1.04 Toothbrush $.50

Glade Reed Diffuser

$5.99

$3.00 manufacturer coupon

$3.00 Register Reward

Price after coupon and register reward Final price FREE

Trident Layer Gum

$1.00/with in-ad Walgreens coupon

$1/2 All You manufacturer coupon

Final Price $.50 each

...Walgreen rules:

coupons may not out number items purchased

you can stack Walgreens coupons with manufacturer coupons (use both coupons for one item)

Day 278

Cyber Monday only deal. Click here for more info.

Day 277

Proctor and Gamble coupons are in this Sunday's paper (11-29-09)

When using their coupons be sure to look for the P&G products that have FREE coupon books inside....worth up to $15

The packages are specialy marked.

Day 276

On at Dillons for $.50

use your $.40/2 manufacturer coupon (doubles)

Final price $.10 per can

Day 275

Schick Razors Buy One Get One Free at Dillons

Use your $2/1 manufacturer coupons

Final Price...if you have (4) coupons

Mens: $2.32

Womens $1.49

Day 274

Today I am thankful that we found ourselves in a massive amount of debt not to long ago. Because if our story can change just one family tree I would be oh so very grateful. It is because of the cross that I can truly give thanks in all circumstances. NEVER GIVE UP, JUST START! THIS IS THE DAY! Thank you God for using our lives.

1 Thessalonians 5:16-18 Rejoice always, pray without ceasing, give thanks in all circumstances; for this is the will of God in Christ Jesus for you.

Day 273

The above cost $.25 at Dillons

Pull out your Hall $.50/1 manufacturer coupon Final price FREE

Print two $.50/1 coupons at coupons.com Pineapple FREE Mandarin oranges cost $.25

Be sure to check out all the new coupons at coupons.com

Day 272

I started using Swagbucks as my search engine a few months ago. Yesterday I turned in 130 of my swagbucks for a $10 Starbucks Gift Card! If you have not used Swagbucks give it a try. Click on either picture below.

Day 271

Campbell's Cream of Chicken and Cream of Mushroom Soup on sale for

$.49 use your $.40/4 manufacturer coupon

Final Price $.39 each

Day 270

Click here to read about Drop in Toy prices starting early this year at Walmart.

Day 269

If you live in Wichita Just Between Friends Consignment sale is going on right now thru Sunday.

Maize Recreation Center 37th/Maize Rd.

11-21-09 9-4

11-22-09 9-2

**Sunday is half price day**

Click here to find a Just Between Friends Sale in your City.

Day 268

Click here to take a pledge to stop the spread of germs and print a $1.50/1 coupon
Should make for Great Deal....thanks Heather

Day 267

It is Not IF it is WHEN....

When it rains it pours.

This past Sunday I sat down with a friend to look at her budget. November is the month that everything caught up with her because she has not been living within her means for years.

Her house payment is late, her car insurance is late, a plumbing bill of $2000, a vet bill of $700 and not a penny to her name. And then her NOT IF WHEN momemt hit her hard on Monday morning. She was in a car accident it was not her fault but the other car did not have insurance and remember her car insurance was late. This means now she has no car still no money and still late on everything.

How many of us have or are living paycheck to paycheck drowning in debt?????

Today is the day to start a new way of living. Sit down and make a budget. Start paying off debt so you can fund your emergency fund. Your If Not When moments are NOT as painful with an Emergency Fund

REMEMBER IT IS NOT IF IT IS WHEN.

It scares me to think of what our life would be like today if we were not prepared finacially when my husband was laid off last Feburary. Because life happens to everyone.

Day 266

Pillsbury's Crescent Rolls on sale at Dillons for $1.66.

Load cellfire ecoupon here and print a manufacturer coupon here.

Final price $.66 each

Day 265

New Cellfire ecoupons out Today! Click here to load them all :)

Expiration for redemption 12/14/09

There is a new Nature's Pride Bread ecoupon and new Purina Dog/Cat Food ecoupons

Day 264

This coupon was in the Wichita Eagle/Sunday 11-15-09 in a Dillons insert

Get $20 FREE GROCERIES when you transfer your prescription to Dillons

Be sure to cut it out before you toss your Sunday Paper.

I love FREE groceries!

Expires 12/26/09

Day 263

Did you print the $2/1 Welch's Sparkling Juice Coupon?? (no longer available)

if so....

They are on sale at Walgreens for $2.50 (must stack with in-ad coupon)

or at

Wal-Mart for $2.97....thanks moneysavingmom

Day 262

Nestle Cookie Dough on Sale for $2.00 at Dillons use your $1/1 manufacturer coupon for the Final Price of $1.00.....thanks Heather

Day 261

My 2 Favorite Deals at Dillons:

Butterball Deep Fried Turkey Final price after coupon ($1/2 manufacturer coupon) and sale $1.50 each
Duracell Batteries Final price after ($.50/1 doubled manufacturer coupon) $.88

Day 260

2009 Holiday Sale

Maize Recreation Center

37th St. N. & Maize Road

11/12/09 9am-7pm
11/13/09 9am-7 pm

11/14/19 8am-2pm 1/2 price sale

FREE ADMISSION

Wichita's All Season Infant, Children, Junior's Clothing, Toys and Everything Sale.

Day 259

To my Father in law and all the veterans and active military....there are not words strong enough to show my appreciation for the incredible sacrifices you made for our country. Thank you for your courage....Thank you for our freedom! Veterans and Active Duty Military EAT FREE at APPLEBEES!

Veterans Day 11-11-09

**Simply show proof of Military Service**

choose from the following:
Three Cheese Chicken Penne

Fire Pit Bacon Burger

Fiesta Lime Chicken

Chicken Tenders Platter

7 ounce House Sirloin

Oriental Chicken Salad

Click here for more info.

Day 258

I just ordered a photo book and all I paid was $1.99 shipping.

Click here to to use your $15 free gift while they last. There is only a couple days left to get your code.

Can make a great Christmas present!

Day 257

My favorite deals at Walgreens this week:

What I purchased:

Two Cover Girl lipstick

Buy One Get One Free

$4.49 each

plus use your $2.50/2 any Cover Girl coupon

Final $1.00 each

Ocean Spray Cranberry Juice on sale for $1.99

Use the $1/1 coupon in the November Coupon Book

Final $.99 each