Day 327

This is something I am looking into signing up for.

It costs $5.00 monthly but may be worth it for someone like me!

Dave Ramsey even endorses it.

Click here to check it out!.....thanks Jennifer

E-mealz will simplify your life,
save time & money!
Makeover your mealtime &
make time for family!

Day 326

Two shortcuts coupons that made for great deals.

Dillons

Kroger instant packets of oatmeal on sale for $1.50

Shortcuts ecoupon $1.00/2

Final price $1.00 each

Healthy Choice Fresh Mixers

Shortcuts ecoupon $.75 match with $.75/1 manufacturer coupon

Final Price $.89

Day 325

FREE Suave deodorant at Dillons with your $.50/1 manufacurer coupon

On sale for $1.00

coupon doubles at Dillons

Day 324

Last year was the first year realized how much money we were throwing away by not doing our taxes ourselves. The last year we had help with our taxes we paid $400!!! What a waste of money.

Last year a friend recommended we use TaxACT and paid a total of $17.95.

A huge savings! We will use TaxACT again this year....thanks Tina

••Finish your state return in minutes
•Free phone, e-mail and audit support
•Certified values for non-cash donations
•Powerful tax calculators & reports

Day 323

For all my fellow germ freaks!! Click here to request your free sample Gold Bonds Hand Sanitizer Moisturizer from Wal-Mart...thanks moneysavingmom

Day 322

Borders online code for 33% off any ONE ITEM thru Jan. 18 2010

BMC7135K

ebates also offers a 4% cash back with Borders

Click here to visit ebates.

Day 321

New Cellfire coupons today!
Load them all right here... you never know when you will get a surprise savings!

Coupons are available on Cellfire for Kroger and Safeway starting Tuesday 01/12/10 can be saved until Monday 01/25/10 and expire Monday 02/08/10

Day 320

I'm not going all green on you but I thought if I can recycle and be rewarded for it I would give it a try. It is super simple. All your recyclable material goes in one cantainer and it is that easy.

I signed up for RecycleBank in October. Two of my friends signed up early 2009 and found that it pays for itself in rewards. So I jumped on board. I received the 1st 3 months free.

Click here it see your city participates.

and a Money Saving Tip

Share Trash Service with a neighbor.

Day 319

Money Saving Tip:

How long can eat out of your pantry before you have to go the store?

I am currently being creative with meals. I have not been shopping for a week and still have a few meals I can come up with. That means that this weeks grocery money can go straight to savings!

Day 318

Two new codes for 1 FREE night DVD rental.
ABTS25
SNSV25

also BREAKROOM and DVDONME should work if you have not used them yet.

Day 317

To save money I have decided that if I can prep produce in 5 minutes or less I will stop buying produce that has been washed and chopped.

Cooking is not on my list of things I enjoy. I usually spend the extra $$ and buy the produce already washed.

NO MORE...IT COSTS TWICE AS MUCH!

Day 316

Preschool, Football, Baseball, Dance, Swim Lessons, Basketball

those are the activities that my kiddos are involved in throughout the year that add up to be $100's a year.

Soooo....what do I do to offset the cost???

I work once a week for 3 hours at a gym where parents drop off their children while they work-out.

Benefits

#1 It pays for my children's extra activities

#2 I can bring my children with me

#3 Free membership

Day 315

Walgreens Deal

Take the above coupon with you to Walgreens to get close to FREE Finish....coupon was from the Sunday's insert (1-3-10)

Finish on sale for $3.49

Manufacturer coupon $2.50

Final price $.99

and get back $1.00 Register Reward

With Tax and after Register Reward

Final price $.21

Great Deal original price was over $6.00

Day 314

Proverbs 27:17 says it well: “As iron sharpens iron, so one man sharpens another”
We need one another to be sharp. If you have not read about my accountability partner you can here. Tina was my saving grace when we hit rock bottom. She was able to set me straight! My world changed when she said looks like you have enough money for everything but two things, gas and food. I got mad....that was ridiculous. We made too much money not to be able to pay cash for food and gas.

It is a New Year...a New Decade.

If one of your New Years Resolutions is to become debt free, change your family tree, set yourself free, take control of your finances I believe it is a great idea to have someone to hold you accountable. Maybe it is your spouse, maybe a friend. Find someone in your life who has always been responsible with their finaces. Here is a hint... it is probably not the people who are driving brand new cars and always have the latest and greatest. I bet it is the person in your life who drives a lovely great used car :)

Make this your life changing year and then pay it forward!

Day 313

Click here to read some finacial advice from the FlyLady....thanks Anetta for sharing

Day 312

My best deal of the day was at Target.

Goldfish are on sale for $1.66

I used my $.75/1 coupon printed from coupons.com awhile back

Final price $.91

Day 311

Do you have Christmas pictures to print?

If so click here to get them for 1 penny each.

Just be sure to checkout by 1-7-10 and use the code NEWYEAR50

Day 310

Happy New Year!

What are your finacial goals this year?

Ours are to save, save, save.

Goal #1....our 6 months savings is 75% funded. Goal: Fund last part of 6 months savings. Our goal is to have a full 6 months of expenses saved.

Goal #2....We are currently saving 5% for retirement...once our 6 months savings is in place our goal is to save 15% of our income for retirement.

Are your finances a train wreck?

If so make it a goal to sit down and figure out where you stand to the penny.

How much debt do you have?

Who do you owe and how much?

Make your monthly budget?

How many months would it take to become debt free?

Start to free your self from the chain from debt in 2010!

Day 309

Check out Dillons all new digital coupons here

Day 308

Dillons has extended their P&G Sale for another week

Buy $25 of participating Proctor and Gamble and save $5.00...no limit to savings

Above is what I purchased: (most of my coupons were from this past Sunday's P&G insert)

Walgreens also has a similar P&G sale this week.

Tide:

Coupon used: $1/1 manufacturer coupon

Price after coupon $11.00

Tampax:

Coupon used: Buy One Get One Free

Price After Coupon: $2.75 each

Old Spice and Secret Deodorant

Coupons used: Buy 2 Old Spice Deodorants Get One Secret Deodorant Free, $.25 Secret doubled to $.50, and $1/2 Old Spice and $.50 esaver coupon found here

Price after coupons $1.63 each

Charmin

Coupons used: $1.00 esaver coupon found here and $.25/1 doubled to $.50

Price after coupons $8.50

Crest

Coupon used: $1/1 manufacturer coupon

Price after coupon $1.50

Red Zone Body Wash

Coupons used $1/2 manufacturer coupon

Final Price $3.00 each

$5 off $25 applies to total before coupons

My total before coupons was $53.96

My total after coupons was $37.40

My total after the $10 savings was $27.40

That equals out to be only $2.74 for each item I purchased

Day 307

New cellfire ecoupons out today. Load them all here!

Just today I had a surpise when I checked out at Dillons. I used an ecoupon that I forgot I loaded and saved $.65

Day 306

A Great Website dedicated solely to children’s items.

Great place to buy or sell.

Check them out here.

Day 305

Heads up...I will not have time to show what great deals I find on Proctor and Gamble products before the sale is over....so head over to Dillons with your P&G coupons

Dillons ad is good 12-27/12-29

When you purchase select Proctor and Gamble items you save $5 off $25

Be sure to your P&G Electronic ecoupons are loaded on your Dillons card. You can load them here.

Day 304

Have an Old Navy Gift Card??

Old Navy after Holiday Sale

60% of Winter Styles

Starts 12-27-09

One week only

Day 303

Today in the town of David a Savior has been born to you; he is Christ the Lord. Luke 2:11

Merry CHRISTMAS

Easy tip for today.....make sure you make time once a week to go over your finances. Even though today is Chirstmas...Friday is my day to make sure everything is entered in Quicken and updated.

Day 302

Click here to print your FREE Fresco Taco from Taco Bell.....thanks to moneysavingmom

Day 301

Dillons has many health and beauty products marked down.

This is just one example of a great deal

Original price $7.59

Marked down to $4.59

Use your $2/1 coupon

Final price $2.59

many Cover Girl products are marked down also...

for example foundation is marked down to $2.49 and you can use your $1/1 coupon for a Final price of $1.49

Day 300

Dillons Deal

Final Price after $1/1 manufacturer coupon= $3.99

Saved $3.00 with sale price and coupon

Day 299

$.88 Quaker Cereal at Dillons

I had $1/1 quaker coupons that came from the inside quaker oatmeal boxes. Great Price!

Day 298

Take a small break and read the following.

No Money Saving Tip Today, Just a Great Reminder.

Merry Chirstmas, Dara

It has come to my attention that many of you are upset that folks are taking My name out of the season. How I personally feel about this celebration can probably be most easily understood by those of you who have been blessed with children of your own. I don't care what you call the day. If you want to celebrate My birth, just GET ALONG AND LOVE ONE ANOTHER.

Now, having said that let Me go on. If it bothers you that the town in which you live doesn't allow a scene depicting My birth, then just get rid of a couple of Santas and snowmen and put in a small Nativity scene on your own front lawn If all My followers did that there wouldn't be any need for such a scene on the town square because there would be many of them all around town.

Stop worrying about the fact that people are calling the tree a holiday tree, instead of a Christmas tree. It was I who made all trees. You can remember Me anytime you see any tree. Decorate a grape vine if you wish: I actually spoke of that one in a teaching, explaining who I am in relation to you and what each of our tasks were. If you have forgotten that one, look up John 15: 1 - 8.

If you want to give Me a present in remembrance of My birth here is my wish list. Choose something from it:

1. Instead of writing protest letters objecting to the way My birthday is being celebrated, write letters of love and hope to soldiers away from home. They are terribly afraid and lonely this time of year. I know, they tell Me all the time.

2. Visit someone in a nursing home. You don't have to know them personally. They just need to know that someone cares about them.

3. Instead of writing the President complaining about the wording on the cards his staff sent out this year, why don't you write and tell him that you'll be praying for him and his family this year.

4. Instead of giving your children a lot of gifts you can't afford and they don't need, spend time with them. Tell them the story of My birth, and why I came to live with you down here. Hold them in your arms and remind them that I love them.

5 Pick someone that has hurt you in the past and forgive him or her.

6. Did you know that someone in your town will attempt
to take their own life this season because they feel so alone and hopeless? Since you don't know who that person is, try giving everyone you meet a warm smile; it could make the difference.

7. Instead of nit picking about what the retailer in your town calls the holiday, be patient with the people who work there. Give them a warm smile and a kind word. Even if they aren't allowed to wish you a "Merry Christmas" that doesn't keep you from wishing them one. Then stop shopping there on Sunday. If the store didn't make so much money on that day they'd close and let their employees spend the day at home with their families

8. If you really want to make a difference, support a missionary-- especially one who takes My love and Good News to those who have never heard My name.

9. Here's a good one. There are individuals and whole families in your town who not only will have no "Christmas" tree, but neither will they have any presents to give or receive. If you don't know them, buy some food and a few gifts and give them to the Salvation Army or some other charity which believes in Me and they will make the delivery for you.

10. Finally, if you want to make a statement about your belief in and loyalty to Me, then behave like a Christian. Don't do things in secret that you wouldn't do in My presence. Let people know by your actions that you are one of mine.

Don't forget; I am God and can take care of Myself. Just love Me and do what I have told you to do. I'll take care of all the rest. Check out the list above and get to work; time is short. I'll help you, but the ball is now in your court. And do have a most blessed Christmas with all those whom you love and remember :

I LOVE YOU,

JESUS